small accident

So I was in my first fender bender this week. AFTER dropping Owen off at my mom's house, it happened. A man going in the same direction, in the left hand turning lane, decided that he no longer wanted to wait for the car in front of him to turn left into a bank parking lot. So since I was in the left lane (the lane to the right of this db), he never looked next to him, and proceeded to hit the driver's side of my car with his passenger front bumper/headlight area. Glad he was at a stop so he didn't have much sped, and I beeped in hopes he wasn't going to continue. Well the guy tried to deny that it was his fault, and after the office going back and forth to get stories, I think he decided it was the other guys fault. Now I have a rental, and I am hoping that it is totally covered by this guys insurance. But the car needs to be seen by the other insurance company, so it is what it is. A good thing it was minor, though I was freaked out anyways!